Drive a car that excites you with support from Kia Atlanta South. As your destination for Kia financing near Atlanta, Georgia, we help you match your car purchase with your budget. Meet with a member of our auto financing team to explore all the affordable solutions available, including low auto loan rates and flexible model lease options. Our hassle-free environment makes it simple to get the care you need. Get pre-approved online or visit our dealership to get in-person support.

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Finance Department

The Basic Components of an Auto Loan from Kia Atlanta South

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Shop Our Kia Model Inventory

Whether you have your eye on an SUV, a sedan, or a crossover, you'll find it at Kia Atlanta South. Our Kia model showroom is packed with the brand's latest models. Experience why the Kia Soul is so fun or imagine the capability of the Kia Sportage. Consider every member of the family with the Kia Sedona or embrace the luxury of the Kia Cadenza. Visit our Kia dealership near Atlanta, GA to view our inventory and learn more about current incentives.

Apply for Custom Auto Financing

Find an auto financing solution that fits your budget and lifestyle at Kia Atlanta South. Our Atlanta, GA auto financing team can help you create a plan with low monthly auto payments. Call our auto finance center or visit our Kia model showroom near Atlanta, GA to get the best service - and a great vehicle to match.

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Dealership Hours
Mon - Fri9:00am - 8:00pm
Saturday9:00am - 7:00pm